14 U.S. Places Where Oceanfront Property Is Actually Affordable


Visions of luxury and exclusivity often accompany the dream of owning an oceanfront property. However, hidden gems are scattered across the United States for those with a keen eye and some research, where oceanfront real estate remains surprisingly affordable.

In this article, we’ll take a journey to 14 U.S. places where the dream of waking up to the sound of crashing waves is attainable and can be easier on the wallet than one might expect.

1. Coos Bay, Oregon


Nestled in the picturesque Pacific Northwest, Coos Bay offers a unique blend of coastal beauty without breaking the bank. With miles of rugged coastline, charming communities, and a relatively lower cost of living compared to some of its more famous counterparts, Coos Bay is a magnet for those seeking affordable oceanfront living.

2. Gulfport, Mississippi


Gulfport on Mississippi’s Gulf Coast provides a perfect marriage of Southern charm and coastal allure. With white sandy beaches and various affordable oceanfront properties, Gulfport offers a laid-back lifestyle without sacrificing the perks of living by the sea.

3. Rockport, Texas


Known for its rich maritime history and small-town atmosphere, Rockport, Texas, is a hidden gem on the Gulf of Mexico. The housing market here boasts reasonable prices, making it an ideal destination for those looking to embrace coastal living without draining their savings.

4. Port Angeles, Washington


Port Angeles, situated on the northern edge of Washington’s Olympic Peninsula, offers stunning views of the Pacific Ocean and the rugged beauty of the Olympic Mountains. The real estate market in Port Angeles is relatively affordable, providing an opportunity for oceanfront living in the heart of the Pacific Northwest.

5. Bangor, Maine


While the East Coast is often associated with high-priced real estate, Bangor, Maine, bucks the trend. With its charming coastal atmosphere and various affordable oceanfront options, Bangor provides a serene escape for those seeking the tranquility of coastal living without the hefty price tag.

6. Bay St. Louis, Mississippi


Steeped in history and characterized by its charming streets and historic architecture, Bay St. Louis is another Mississippi Gulf Coast town where affordable oceanfront properties abound. The combination of a friendly community, cultural richness, and reasonable real estate prices make Bay St. Louis an attractive destination for coastal living.

7. Seaside, Oregon


Seaside, Oregon, embodies the classic charm of a coastal town with its iconic promenade and lively atmosphere. Surprisingly, this picturesque destination also offers a range of oceanfront properties at reasonable prices, providing an opportunity to live in one of the most charming seaside communities on the West Coast without breaking the bank.

8. New Bern, North Carolina


New Bern, located along the Neuse and Trent Rivers, seamlessly blends Southern hospitality with coastal living. This North Carolina gem boasts a historic downtown, a thriving arts scene, and a variety of affordable oceanfront homes, making it an attractive option for those seeking a waterfront lifestyle without the premium price tag.

9. Biloxi, Mississippi


Biloxi, known for its vibrant entertainment scene and lively casinos, also offers a range of affordable oceanfront properties along its picturesque coastline. With a mix of cultural attractions and outdoor activities, Biloxi provides an enticing combination for those looking to invest in oceanfront real estate without compromising entertainment options.

10. Lincoln City, Oregon


Situated on the rugged Oregon coast, Lincoln City is a haven for beach lovers and outdoor enthusiasts. The real estate market here presents a mix of affordable oceanfront properties, allowing residents to enjoy the stunning coastal landscape without the exorbitant price tag often associated with such breathtaking views.

11. Matagorda, Texas


For those seeking a more secluded coastal retreat, Matagorda, Texas, offers a serene paradise along the Gulf of Mexico. With its uncrowded beaches and a real estate market that won’t break the bank, Matagorda provides an opportunity to escape the hustle and bustle and embrace a laid-back coastal lifestyle.

12. Eureka, California


Eureka is nestled on the Northern California coast, surrounded by towering redwoods and the majestic Pacific Ocean. The real estate market in Eureka offers a variety of options for affordable oceanfront living, allowing residents to experience the unique combination of coastal beauty and ancient redwood forests.

13. Port Isabel, Texas


Port Isabel, located near the southern tip of Texas, offers Gulf Coast living without the hefty price tag. With its proximity to South Padre Island and affordable oceanfront properties, Port Isabel provides an attractive option for those looking to indulge in coastal living without breaking their budget.

14. Fort Bragg, California


Closing our list is Fort Bragg, perched on the stunning Mendocino Coast of California. Known for its rugged beauty and unique Glass Beach, Fort Bragg’s real estate market offers oceanfront properties at prices that are more accessible than some of its neighboring coastal communities, making it an appealing destination for those seeking affordability and natural splendor.