Top 16 U.S. Retirement Destination Cities That Won’t Empty Your Wallet


Choosing the right city for retirement involves considering various factors, and affordability is a key concern for many retirees.

In this article, we’ll explore 16 U.S. retirement destination cities that offer a comfortable and affordable lifestyle without breaking the bank. And they might be closer to you than you expected.

Sun City, Arizona


Known for its sunny weather and vibrant community, Sun City, Arizona, is a popular retirement destination. The cost of living is reasonable, and the city provides numerous recreational activities for retirees, including golf courses and community centers.

Cape Coral, Florida


Cape Coral, located on Florida’s Gulf Coast, boasts a relaxed lifestyle with access to beautiful beaches. The city’s affordable housing and lack of state income tax make it an attractive option for retirees seeking a coastal retirement haven.

Knoxville, Tennessee


With its scenic surroundings and low cost of living, Knoxville, Tennessee, is a hidden gem for retirees. The city offers cultural attractions, outdoor recreation, and a variety of affordable housing options.

Greenville, South Carolina


Greenville combines Southern charm with a thriving arts scene. Retirees can enjoy the city’s parks, cultural events, and affordable housing. The cost of living in Greenville is below the national average, making it an appealing choice for retirees.

Boise, Idaho


Boise, Idaho, has become increasingly popular among retirees due to its affordable living costs and outdoor amenities. The city offers a mix of urban and natural attractions, including parks, rivers, and a vibrant downtown area.

Pittsburgh, Pennsylvania


Pittsburgh is known for its sports culture and affordable living. The city has a diverse range of neighborhoods, each with its unique charm. Retirees can explore museums and parks and enjoy a reasonable cost of living.

Huntsville, Alabama


Huntsville, Alabama, is a city with a rich history and a low cost of living. Retirees can explore the city’s cultural attractions, parks, and enjoy the Southern hospitality. The affordable real estate market adds to its appeal.

Lincoln, Nebraska


Lincoln, Nebraska, offers a laid-back lifestyle and a cost of living below the national average. The city provides retirees with cultural events, parks, and a welcoming community.

Spokane, Washington


Nestled in the Pacific Northwest, Spokane, Washington, is known for its outdoor recreation and affordability. Retirees can explore parks, lakes, and hiking trails while benefiting from a lower cost of living compared to other cities in the region.

Albuquerque, New Mexico


Albuquerque’s unique Southwestern charm, combined with a low cost of living, makes it an excellent retirement destination. The city offers cultural events, a warm climate, and affordable housing options.

Columbia, Missouri


Columbia, Missouri, is a college town with a vibrant community and a lower-than-average cost of living. Retirees can enjoy the city’s cultural offerings, parks, and a variety of dining options.

Grand Rapids, Michigan


Grand Rapids, Michigan, offers retirees a blend of urban amenities and natural beauty. The city has affordable housing, cultural events, and a welcoming community, making it an attractive option for those seeking an affordable retirement.

Amarillo, Texas


Amarillo, Texas, provides retirees with a cost-effective living environment and a unique Texan experience. The city’s friendly atmosphere, parks, and cultural attractions make it an appealing choice for those looking for an affordable retirement destination.

Sioux Falls, South Dakota


Sioux Falls, South Dakota, offers a low cost of living and a strong sense of community. Retirees can explore parks, attend cultural events, and benefit from the city’s affordability, making it an ideal retirement destination.

Wichita, Kansas


Wichita, Kansas, is known for its affordable housing market and friendly atmosphere. Retirees can enjoy the city’s parks, cultural venues, and diverse dining options without stretching their retirement budget.

Santa Fe, New Mexico


Santa Fe, New Mexico, is renowned for its enchanting adobe architecture and vibrant artistic scene. The city’s unique Southwestern culture, coupled with a reasonable cost of living, makes it an attractive retirement destination.